I need to get myself out of this hole…

I’ve found a few new programs that will hopefully help me out of my financial hole. I have no choice but to pay my loan back because it’s not only going to effect my credit if I miss a payment, but it’s going to effect my father’s as well since he co-signed for me. At the same time I can’t afford the monthly payments because of a major lack of income right now. I’m working on it to the best of my abilities but I don’t know how long that’s going to last without finally being accepted to any of the jobs I’ve applied to. I’m trying my hardest, but nothing seems to be working. I’ve downloaded a program that gives me all of the information I need to submit to different companies offering grants to small business owners and…